Artisan Contractors Insurance Information
Artisan contractors might be any professional from an electrician to a plumber, an HVAC service provider to an interior designer. No matter where you fall under this umbrella, you provide critical services for your clients, and they rely on you to do your job correctly. If you don’t, then there could be a lot of problems for a lot of people.
In any line of service, there are liabilities present. You want to have liability insurance that is designed to protect your own company assets even when you owe someone else money. The expert team at 1st American Insurance Agency understands why it is so important to tailor your plan to your unique advantage. With the proper artisan contractors benefits, you’ll have a customized liability insurance package that enables you to provide top-quality services even when things go wrong in the business.
Call us at 773-467-2200 or request a quote now.
Common Artisan Contractors Insurance Questions
What is Artisan Contractors Insurance?
If you are a contractor, you are both a repairman and a creator. You know how to work with complicated systems and their components to fix problems and make old spaces new again.
However, if you make a mistake, then the results of your work could harm your clients. Because the mistakes are your fault, you might have a legal responsibility to repay the people you let down. Artisan contractors insurance is liability coverage made specifically to insure you against unique liabilities present within your operation, and to help you repay those affected by your mistakes.
When do You Need Artisan Contractors Insurance?
In a contractor’s line of work, accidents and mistakes can happen at any time. If they do, then it might not be just the business that suffers. Clients could bear the brunt of the harm, and because the contractor was the one who caused the issue, they are the one who must pay up.
Artisan contractors insurance enables you to cover these third-party losses without putting your business’s financial security on the line. You’ll be able to settle your differences with the people affected by your mistakes and move on from an unfortunate accident.
What Coverage do I Need?
Artisan contractors insurance is only liability coverage. However, there are several different types of plans that might benefit you, such as:
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Pollution Liability Insurance
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Remodeler’s Liability Insurance
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Professional Liability/Errors & Omissions Insurance
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Personal/Advertising Liability Insurance
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Medical Payments Coverage
What are the Policy Limits I Need?
The right liability coverage limits for you will vary based on many factors, including the type of coverage you buy and the relevant risks present in your company. You need adequate limits on both your aggregate and per occurrence benefits to fully protect your company’s net worth even in the most challenging cases.
For help customizing the artisan contractors benefits that are best for you, just rely on us. We’re your local commercial insurance experts, and we’ll provide you with optimized benefits that will protect your business in all the best ways.
Plus, you will need to carry other insurance benefits to fully cover your business, and 1st American Insurance Agency is here to help you get them. Our commercial coverage offerings include: